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All Forum Posts by: Robert Tinker

Robert Tinker has started 22 posts and replied 243 times.

Short-Term & Vacation Rental Discussions

Post: 5 year old unwashed carpet, keep and clean or remove?

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

Get rid of the carpet is my vote. Replace with LVP

0 Votes
Austin, Texas
Short-Term & Vacation Rental Discussions

Post: STR to primary residence for asset based lending

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

Research the STR Laws in Austin. Some places outside of the city are more lenient. Get to know the area well first.

2 Votes
Austin, Texas
Short-Term & Vacation Rental Discussions

Post: Differences in lease terms Mid-term rental vs Long term?

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

Look for furnished rentals in your area and see what they are charging to get an idea. You can look in Furnished Finders, Apartments . com, Zillow etc.

0 Votes
San Jose, California
Private Lending & Conventional Mortgage Advice

Post: Who's at the most financial/leverage risk in a recession?

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

One of the biggest and not mentioned too often is fuel prices, especially diesel. EVERYTHING, practically speaking is brought to market by a truck. Until these prices of fuel go down inflation will continue no matter what the interest rate is.

1 Vote
Private Lending & Conventional Mortgage Advice

Post: Who's at the most financial/leverage risk in a recession?

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159
Quote from @Toby Kim:
Quote from @Eric James:

I think it depends on details of what happens in the economy. We may be moving into a recession....but accompanied by high inflation.  If so, prices may actually go up, rather than down. Including rents. But people will have difficulty affording the high prices. In a high inflationary environment  wouldn't having low, fixed rate income producing debt be attractive? Or any debt that is lower than the inflation rate. And it's  an open question as to just how far the Fed will be willing to raise interest rates if/when we go into a deepening recession. 

Inflation increases when money supply increases. Money supply = all cash AND credit in the economy. By lowering interest rates you would incentive more people to borrow money since it’s so cheap. Now there is more money and supply and same production levels.

Imagine an economy of an island that only produces coconuts. Let’s say there is 20 coconuts produced per year. Money supply is $100. If everyone spends their money the coconuts are $5/coconut. Next year government makes interest rate 0% so banks can loan money at any interest rate to make money so they offer .05% interest loans. Now people rush in to get all this credit and the money supply explodes to $200 in the economy. No change in production. Same number of coconut trees and coconut farmers, etc. Now there is $200 in the economy and 20 coconuts. Everyone spends their money and coconuts end up at $10/coconut. Inflation rose 100%. Obviously our economy is more complicated but that is why low interest rates produce inflation and why the Fed is so gung-ho about jacking them up.


0 Votes
Short-Term & Vacation Rental Discussions

Post: Bypassing VRBO or Airbnb for monthly visitors???

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

Furnished Finders. Also apartment s.com.

Always get a lease signed stating the exact length of stay

1 Vote
Evansville, Indiana
Short-Term & Vacation Rental Discussions

Post: Pigeon Forge area contractors needed

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

There are several Facebook groups of Smokies cabin owners/ managers. I've seen people asking for recommendations and offering recommendations on there. Good luck! Not in the area yet myself. But looking.

1 Vote
Short-Term & Vacation Rental Discussions

Post: Citrus County / Inverness Florida area

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

Search in Airbnb, or AIRDNA, or Rabbu or Mashvisor

0 Votes
Classifieds

Post: Looking for cash buyer in Houston, TX

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

Details please

0 Votes
Houston, Texas
Short-Term & Vacation Rental Discussions

Post: Short Term Rental Insurance

Robert Tinker
Posted
  • Rental Property Investor
  • Round Rock, TX
  • Posts 246
  • Votes 159

We use Foremost. Had a claim with them and they were super easy to deal with and paid extremely quickly. Highly recommend them.

1 Vote