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All Forum Posts by: James McCard

James McCard has started 3 posts and replied 274 times.

Post: What kind of car do you drive?

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

@Brian H. find an M5 with a salvage title - they will probably be in your budget. The older ones are needy if they haven't gotten regular maintenance etc done a buddy of mine sold his Nissan Sentra and put 5k of cash on top of the proceeds of the Sentra to buy an older higher mileage M5 - hasn't looked back since. 

Post: Best Vehicle for DIY Landlord

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

Yeah I am a weird minority haha. @Thomas Hickey I haven't driven a truck with more power  and the 6.5 blows away the 350 gas job in regards to power that was also available in my truck. I just plan ahead when it comes to hills as that is the only time it is really an issue when I am towing a heavy load. 

A buddy of mine makes a good living bulletproofing the 6.0s once it is done they are very reliable. 

Post: Best Vehicle for DIY Landlord

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

6.0 is fine once it is bulletproofed - I'll stick with my 6.5 Turbo Diesel though as it's cheaper to run then a Cummins/Powerstroke/Duramax parts are cheaper as well. 

Post: Where to save for a down payment?

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

@Blake King it did not affect my credit at all as they are prepaid cards - It is a good strategy for me to have my emergency fund both easily on hand and earning interest. 

Post: Best Vehicle for DIY Landlord

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

@Kevin Williams` the 550 would not be a bad car. I would stay away from the 55 (with the supercharger) as they are known for being needy. 

Maintenance wise you can't go wrong with the Lexus

Post: What kind of car do you drive?

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

I have only owned used cars (I work in the automotive industry). I am a plain jane guy, I make my living fixing broken cars and at the end of the day I rarely want to work on mine. All my stuff is bought and paid for in cash - haven't had a payment since I got out of technical school. Everything I own is crank windows and manual locks... just less to go wrong. I am a bit of a car nut so the stable is full right now: 

1992 Chevrolet K2500 single cab long bed 6.5 Turbo diesel pickup automatic - 363,000 miles and serves as my Home Depot runner, plow truck and tows anything I can throw at it. Runs like it has 150k on it 

1975 Mercedes Benz 240D - 62hp diesel engine, automatic transmission blue with a white top and bumpers of a 1971 220

1993 Nissan Sentra SE-R slicktop 5 speed - someday race car although I am still driving it on the street on occasion

1991 Sentra SE-R the future ultimate street car (sunroof) 5 speed- in process 

1993 Nissan NX2000 T-tops and 5 speed - the high compression street car - down with motor problems

1992 Nissan NX2000 T-top 5 speed SR20DET - T28 turbo, cage, racing seats the works 

Post: Where to save for a down payment?

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

It have been using an interesting strategy. Netspend which is a prepaid credit card has a free savings account that is attached to it you can earn 5% interest on paid quarterly (on up to $1000 above that and the interest rate drops). I think you are allowed to get three different accounts so that is up to 3,000 right there. 

If that interests you here is a code that will get each of us $20 dollars you just need to enter the code:

8972889963

Post: Told to scrap investing

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

@Rich Thoms I would reach out to Rick over at Santa Realty - it won't let me tag him for some reason. I am sure he can give you some advice and if he can't help you I know he can find someone who can. 

Post: Rehaping 100 year old hard wood floors

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

Mine @Stanley Parsley or the OP?

If you are talking about mine they are very nice. The house was built 24 on center and in those days there was no subfloor - just hardwood running opposite of the joists. The wood is strong - no creaks, pops etc and there is no reinforcements underneath. 

Post: Greenhorn saying hello

James McCardPosted
  • Investor
  • New Hartford, CT
  • Posts 282
  • Votes 104

Central CT is the one I attend @Jeffrey VanGilder - it is over in Manchester CT