Try Lima One or Lending One for a start.Contractors - Good luck on this one.

Lima one will give you a commitment for 5 mil if your experienced but its not a line of credit per se . 

I self financed the land and soft costs and used Lima One (institutional lender) to finance the construction.

I had a terrible time with Lima and want to make investors aware of this.

Others that I have spoken with, but not exhaustive because there are a lot who do not lend in California where I am, are Lending One, Lima Capital, Visio, and 5arch.

Does anyone have a Lima One Capital contact that is local to Cincinnati?

Going with a giant like Lima or Kiavi can be cumbersome due to the amount of volume that they do - they can be pickier and take longer to get back to people.

We are in Lima, Ohio which is a Tier 3 market (depending on what you call Tier 1 haha).

So Im going to move forward and purchase a home in Lima.

Also, I don't know of any local hard money lenders but you should check out Lima One Capital, they are national but only have a $25k minimum which is much lower than most of the national companies.