Best Way to Leverage A HELOC

[Matthew Swearingen]

I have access to a HELOC of about $100k. Do I pay all cash or put 20-30% down? What is the best way to use it? I will have the payment of the HELOC and the mortgage if its not paid in cash. Any areas I should be looking at as far as a rate of return of at least 10%? Im looking in Columbus, Chattanooga, Wisconsin, parts of Texas?