Has anyone worked with Kiava? Looking for lenders!

[Kyle Christy]

Kiavi is apparently the new company LendingHome has rebranded to.  Has anyone had any experience with either?  I'm looking to get some cash out refis on a couple of properties I own.  Local credit unions for some reason are only offering 15 & 20 year loans for investment properties which is just too hard on the cash flow.  I spoke with a representative on the phone.  Looks like the current rate would be somewhere around 5.75% with a 30 year term.  No income requirements or verification, all based on the asset.  The only negative loan term there appears to be is a prepayment penalty for just the first 3 years, which doesn't seem like a big deal.

Looking for some input from experience.