And any that ask for any kind of commitment fee up front thats a fake lender.. two big national lenders are Kiavi and Lima one these are direct you can start there and they are very transparent with what kind of experince you need and pricing. this is what market pricing will be..

I have used LIma one on my personal new builds  ..

Specialized Lenders: Look for lenders that specialize in real estate investment loans, such as Lima One Capital or LendingHome.

@Lan Bak,Me too!

@Rene Hosman I am building the triplex in the main market we manage in - Lima, Ohio.

@Darnell Robinson for the low prices in Detroit, most investors either pay cash or have a private lender they use.You can also look into rehab lenders like CIVIC, LYNK, Lima One Capital, etc.

Hard Money lenders on the other hand (Such as Kiavi, Lima One, Easy Street, Etc...) will be able to finance at a higher leverage and may have some aggressive exposure limits (Higher LTARVs, LTC, and lower borrower requirements).

@Jeremy HusonGoogle these: Alpha Funding Corp Anchor Loans Angel Oak Home Loans Ark Home Loans Canyon Investments Level Up Capital Castle Commercial Capital Expand Capital Group Fidelity Residential Funk Financial & Consulting Green Block Inc Homelife International Mortgage KAM Legacy Kiavi Moneyboots Capital Lynk Capital Mbanc Next Bridge Funding RCD Capital RCN Capital Temple View Capital Funding The Hard Money Co Zinc Financial Citadel/Acra Everest/Griffin Funding Finance of America Commercial Lima One Capital CIVIC CoreVest Finance Shiloh Investors (broker) Corelant Constructed Loans Cogo Capital

**National Lenders Specializing in Investment Properties**: Lenders like **Lima One Capital**, **Visio Lending**, or **CoreVest** specialize in financing for real estate investors and offer cash-out refinance options specifically for rental properties.

I wouldn’t consider Lima safe but it is a big city.