Our LTV is less than 50% ( yes no risk at all for the bank, and we have top credit score.We already paid the appraisal, environment fee, wasted countless hours etc...The texts in LOI: Financial covenants:-- Min DCR based on actual rents for the first trust deed of 1.25:1.00 based on a 25 year amortization by the end of 2018.And in the loan doc---Property is to maintain a 1.25:1.00 Debt Service Coverage Ratio, tested annually.We would not have paid the fee and sign the LOI, had he included the phrase tested annually.Please understand that the loan  will be for 10 years long, and we are very confident that we will always have fund for the monthly mortgage payment.

you just lost -everything including your down payment  .

ThanksAppliance RepairGeneral maintenance or trash outsPlumbing / SewerHVAC (super important since I have many clean and checks to do next few weeks)LandscaperGarage Door/Opener ReplacementTurnover work including paintingShowing Agents for LeasingElectrician to do side jobsThanks all in advance!

In the meantime, please completely fill out both the Rental Application (included with this letter) and the Lease Agreement.

In BC, every previously ( before 17 Oct) signed rental agreement is grandfathered with a no cultivating (growing) canibas clause, and if you have a no smoking clause then this automatically includes canibas.  

Hi @Anisha KnoxI have REALIST here (It's included with our board dues as a tool).

My offer includes proof of funds, pre approval from HML lender and I am usually near asking price and many times over it.

Doing a cost analysis also should include logistics. 

@Karla Slyngstad A Delaware Statutory Trust qualifies for an exchange, and most have debt at or near 50%.In your situation, and speaking in general terms, a $400k equity investment would include a $400k debt position, satisfying $800k in an exchange.

The lease agreement includes mom and one kid, the daughter just moved back from college and now the son is using basement living area as a bedroom.