As long as the loan does not have a guarantee of the beneficiary of the retirement account it is perfectly fine.

Did she work full time or is that not a requirement as long as you go to school as well?

As long as you are working on getting it repaired or a new one you should be fine.  

@Jon Hill@Ken RodgersAs long as you can support the mortgage payments and it is a single family residence, you can purchase a second home with 10% down. 

I'm a full-time contractor myself, So I told them I would take on the remodeling and project managing as long as they could help out where they could and when they could since neither had experience in project managing such a project on this scale.

I'm down to help anyone as long as it helps my community.

@Ryan DaleOh most definitely that’s very similar to me except I have not worked as long as you in other careers so I am not yet financially able to start any investing YET, but I do plan on learning the industry inside and out to the very best of my ability so that in the future when my financial standing will allow it I can invest with as much comfort as money can allow within reason.

As long as the lien against the property is recorded, there are no seasoning requirements for a refinance, with no cash back.If you are looking to get cash back....And you initially obtained financing, you have to wait 6 months for conventional.

I have a lender in Central Iowa who is willing to do this as long as it makes sense number wise.

Equity % will be important but since that mortgage remains in 1st position this should be possible to do...as long as the "subject to" deal was structured properly sort of thing.