Reaching out to mortgage brokers/lenders as a 20 y/o

[Oleg Enik]

Hi BP community!

After educating myself for some time, I’ve been making baby steps in developing my plan and strategy to purchase my 1st property.

I recently spoke with an investor friendly real estate agent and he told me the 1st thing he would need from me, before making any suggestions or taking the next steps, is for me to speak with a lender and find out what I qualify for and how much of a down payment I am able to put down.

He suggested a couple mortgage brokers for me to reach out to.

How would I go about reaching out to them? Do I need to have any essentials things prepared before I talk to them to make the process easier for them?

Being 20 years old and taking the necessary steps to start my career in real estate and real estate investing, I get a lot of support and face some adversity as well.

From what I’ve heard, a lot of RE agents and mortgage brokers are not as willing and encouraged to work or talk with young individuals.

So how do I go about reaching out to them without them turning me down bc I am young?

Thank you!

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Originally posted by @Oleg Enik:

Hi BP community!

After educating myself for some time, I’ve been making baby steps in developing my plan and strategy to purchase my 1st property.

I recently spoke with an investor friendly real estate agent and he told me the 1st thing he would need from me, before making any suggestions or taking the next steps, is for me to speak with a lender and find out what I qualify for and how much of a down payment I am able to put down.

He suggested a couple mortgage brokers for me to reach out to.

How would I go about reaching out to them? Do I need to have any essentials things prepared before I talk to them to make the process easier for them?

Being 20 years old and taking the necessary steps to start my career in real estate and real estate investing, I get a lot of support and face some adversity as well.

From what I’ve heard, a lot of RE agents and mortgage brokers are not as willing and encouraged to work or talk with young individuals.

So how do I go about reaching out to them without them turning me down bc I am young?

Thank you!

Grow a little bit of facial hair, put on a nice suit, leverage a team of older experienced people and stop cutting yourself short. No one cares about your age if you can deliver.