My title company said because it is in the contract she has to put it on the HUD it is the only way to guarantee to get the money.

@Brent Coombs I'll give you 8% on 240k (actually need 350k) and you can hold the note on title for a property that you are at closer to 2.5% on... 2%  Cost to rent ratio is a 12% return on investment if you assume you will have 50% expenses.

Possible .... just like it is possible to win a $300,000,000 lottery.First, you would have to cross off the title of Licensed Insurance agent ... and probably drop the techie too.  

If I don’t have a realtor will my lender at this point do all the work in regards to contacting an escrow company and title company or should I have all of this in place prior to the campaign?

@Liz Sickinger The best thing to do is talk with an attorney or title company in your state. 

You could consider going to the neighboring parcel (assuming the new house is built on it) and selling either the lien so they can foreclose on it or the tax deed, if you foreclose.They may want a bigger yard.I've also seen where those small "useless" lots were actually necessary for utilities, easements, etc and the builder/HOA won't want to see those lost.Jeff Tax Title Services, Inc - The Quiet Title Alternative

Point of most of this is, pricing an untouched property, assuming it is fairly marketable, assuming there are no other issues that require greater attention, such as curing title matters, acting in basically the same arena as a broker, the fees for services should be at that 10% level in order to justify your service fee. 

Realtors (both to purchase and sell your property), title companies, insurance providers, lenders (both for you and your end buyer) are crucial to your success.  

Many people will lend on real estate and most title companies can write up the documents. 

Just wanting to warn everyone about possible issues with using the provided title services associated with a Hubzu auction property.This is what happened to me on a recent transaction on a fix and flip property that I bought in Northern Kentucky just outside Cincinnati.Hubzu’s contract states, basically, that if the buyer uses their designated title agency (Premium Title / Altisource) for title work and closing then the seller will pay the closing fees and owners title policy.