Looking for a reliable and well established property management company in Middlesex County in NJ that is reasonable and handles tenant rent collection, issues/repairs/emergencies as well as inspections and ideally some legal coverage.

I don't need help to find the place for the salon as I will be buying one already established. 

Airbnb is definitely interesting as a strategy, even though regulations against it is something to contend with.

@Daniel Chun the reason for not being able to make a lump some payment is because the IRS has regulations on how much of the total premium can be paid in any one year.

I tend to buy in the Southern half of the US for 2 reasons:1) you get much higher year-round occupancy rates in the South & it’s simply tough to earn a good ROI in the North if your place sits vacant for a big chunk of the year2) Culturally, the Southern half of the US seems to be a lot more accepting of STRs regulation-wise.

Honestly this post is just to throw myself out there and establish where I stand for now, as well show some gratitude towards the folks that have given me something to look forward to and work towards in life.If anybody in the local area is willing to “chew the fat” I am eager to speak with like minded individuals.Look forward to collaborating with some of you in the near future!

If I'm following your logic correctly, your situation is:You have a previous HELOC on your primaryYou want to refinance to new rate/ termYou'll be paying off your HELOC from some other source prior to the refi (NOT via a cash out during the refinance)If that's the case, you shouldn't have any difficulty (other than perhaps some loan officers not being up to date on the regulations, or having other weird overlays). 

Find out how hard the water is and how often it needs to be checked and test as per EPA regulations..

*You will have to of established credit. * You will have to have enough in savings for the down payment* You will also have to qualify for the mortgage payments. 

You should know that laws and regulations change from state to state and obviously from one country to another when it comes to real estate investing.