In Texas What's Considered "Cash Out"?

[Bryan Hancock]

In the aftermath of my life mess I took out some HELOCs on my primary residence to bridge some events and funding needed.  I plan to pay these loans off prior to the middle of this year and would like to refinance my underlying note on a new 30-year FNMA amortization.  In this scenario in Texas would the new loan be considered "cash out" money for loan interest rate pricing?  I've heard the moniker "once a cash out always a cash out" so I am trying to understand what this means and if I am thinking about this correctly.  

Note that I don't plan to keep the HELOCs in the scenario described above and they will be paid off with cash from other parts of my portfolio.  So the new loan WILL NOT be used to pay off the HELOCs.