It's safe to say I'm still new to everything and I'm trying to educate myself but I'm willing to take on all the large obstacles that the process may bring me.

The property is 3 bed 3 bath semi-detached SFH and is my primary residence.

So the will be looking that the occupancy makes sense … I’ve been in lending 22 years and run a mtg co, was an underwriter for a whilebasically you won’t be able to do a lateral move because then it will be obvious your building a portfolio and it’s an investment, so yea the lenders telling you it needs to be a move up are correct for the most part but closer to work is considered a motivating factor and would work, so ideally I’d buy the first one on the outskirts of max distance you’ll be willing to commute , then find one closer to work with small sf .. it’ll make sense your moving closer to workif from there you buy units that are larger in sf, and still similar or closer distance to work, that’s considered a move up going from a 4 unit to 2 unit , from units to a Sfr, all of that would be considered a move up going l from attached to detached, relocating from work, it just has to make clear sense for your motivation to buy and occupy the new p property other than simply adding to your portfolio 

I currently am owner occupied in a duplex that has a detached 3 car garage.

Existing improvement is a single family home, 2/1, 744 sq ft and we want to add another detached 2/1 in the rear where it has direct alley access.

Hello BP community. Wanted to highlight the details of Sean Links first house hack purchase. Deal closed July 2023. Investment details below! Great job Sean battling through all of the challenges with this first one!I...

Seller financing might be an option but that may create obstacles in terms of obtaining financing, especially when it's one of your first commercial properties. 

I remain focused on what can be done versus the obstacles that have to be overcome. 

The carpet is soaked up to a foot from the wall inside the bedrooms.The property was built In 2022 and is a detached single family house.

My dream is a duplex or something similar (multi family type)  with a detached workshop/garage.