Lending Question for Consecutive House Hacking

[Benjamin Sulka]

Wanted to get some perspective from lenders. 

My goal is to house hack consecutive years to accumulate units with relatively low money into the deal. I've heard from some lenders/investors that you need to "upgrade" your living circumstances year over year in order to qualify for another loan. I've also heard from some investors that this isn't the case. 

For example, if you started with a MFH and had 2/1 in your unit, you would need to upgrade to a nicer area, larger space, etc. etc. 

I'd be grateful to hear lender and investors experience with this. 

-Ben, aspiring serial house hacker