Since you are already paying a PM I suppose those headaches are included in their monthly fee so it may make sense to send them on the goose chase for a used fridge.

Conversely, there are currently 122 3/2 SFH in Kyle and Buda on the MLS today and you would definitely be able to save money building your portfolio chasing SFHs in that area. 

I don't have a strong opinion on a bank but I just use Chase.

@Chris Hopper I’m glad I came to the same conclusion and didn’t chase this one. 

Jays are especially effective as they are highly territorial and will chase woodpeckers away.That is about the best you can do.

My advice would be to put as much down as you can comfortably do and then grab a couple good, mainstream cards (Chase, Capital One, etc) to complete the difference.

Hi Chase and welcome to bigger pockets!

I would also caution against thinking of it as a measure of absolute risk, the amount of capital currently chasing yield is driving cap rates down, this does not in any way reduce the risk of the deal, it’s the opposite in fact.

@Chase Cline that's so great to learn!!

Thanks for sharing.I would also, add that you can get some 0% for 12 months on supplies from Home Depot and Lowes store financing promotions, and I have financed previous business inventory with 0% credit card transfers(really 3-5% transfer fee for 9-14months) would buy the inventory on the AMEX and get 1% rewards points rebate, use for travel/family gifts/etc, and have 30-45 until due, then transfer that balance to the card with a promotional deal, I have found that Chase and CITI always have some sort of low rate balance transfer deal.