Louis, MO which has been known to experience fairly harsh winters.  

It's the harsh reality.When you sit down with your pen, paper and phone, just remember that you are not making that call just for yourself.

This indicates you either have a ton of debt or a small income (i'm guessing small income) more insecurity"we're getting there but by that time it'll more than likely be too late to build the wealth I would like for us" This indicates either ignorance or impatience/immaturity on your part (don't mean it harshly).

I had another house with chemical drums in the backyard, got it real cheap.

April, sorry for sounding a little harsh, but this is coming from a caring spot.

I know it seems harsh to say this but learn and burnHappy huntingMichael

I know it sounds harsh, but I don’t want to commit to something that may be out of my control.

I went back to school to become a chemical engineer and worked in that field for nearly 8 years.

I know it sounds harsh, but I don’t want to commit to something that may be out of my control.

Unfortunately it is too true at times.I dont mean to be harsh.