In turn you will find that buyers will pay cash for these homes in most conditions and pay unreasonably high lot-rents and home prices.

If they're selling it by themselves, it sounds like they may have gotten burned before, or perhaps they just have unreasonable expectations.

why is it unreasonable to syndicate 20% funding from investors and 80% from a bank?

Their prices are quite unreasonable.

Each lender is different but some common fee's will be:Points, Appraisal Fee, Commitment Fee, Evaluation Fee, Insurance, Draw Fee, Inspection Fee, etcIf a lender charged all of the fees above I would maybe shop around but none are too unreasonable. 

@Bevla Reeves, I am looking for local folks experienced in small MFR investment and management in the West of Phoenix areas to tell me if I'm being dumb or unreasonable in my goals and plan to reach them.

Goodness, that's sound pretty unreasonable.

But I am not buying as much as I used to because the prices have gotten unreasonable.

If an HML is having problems with a loan paying off he will ask for unreasonable terms to discourage you, as he may be in a tight position.Linkedin has been a good source for me as it pertains to funding.

@Justin Aymer - OK, that's closer to a regular 3% buyer's agent cut but still not unreasonable.