No harm making offers based on value and amount of time a house has been sitting.

No harm in making the offer.

I would love it if the metal scrappers would stop buying small amounts of copper.. that right there causes a lot of harm to landlordssome of these ya hoos  will snip a 8 inch section of copper tubing .. there by ruining your system to get 1 dollars worth of copper.. and cost us 1500 to 2k..  

. * serious harm caused by encroaching tree limbs or tree root may give rise to a lawsuit.

Great job 809 credit score. 12 hits on criminal record the worst being battery with intent to cause physical harm (3 counts total) and Burglary of a Dwelling.

I recently paid off 60% of my car (I didn't want to pay off the whole thing because I felt it would harm my credit.) leaving me with a principal amount of around 4k.

He stated that he is legally unable to harm either party, but doesn't have that fiduciary responsibility. 

@Pete Bauer wouldn't that be harmful to my personal credit score?

@Zach Beth No harm in buying and holding.

It has been much more common to get a deep discount on the second mtg, since being underwater the bank realized that money is likely gone forever, so no harm in discounting it now.