Other ways to offer home as collateral besides mortgage lien?

[Greg K.]

I'm currently communicating with a local large bank, hoping to get a loan to payoff a current terrible mortgage on my house, rehab, and probably flip.  What I like about this bank is that once I got on the phone with someone in the Business Development department, I felt like it was an exciting brainstorm sessions in this exact section of bigger pockets.  We were both bouncing ideas back and forth on ways to make my situation work.

So the ARV absolutely got their attention. But I have close to nothing to offer as collateral, and no liquidity for a down payment.

I would search for an answer to this question if I could think of the right way to phrase it in a search string, it's probably a stupid question, but here goes:

Would it be possible to offer something MORE secure, thus making lending to me less risky, than merely allowing them to become the 1st position lien holder?

For example:  Allow them, or some sort of escrow or land trust, to hold the deed as collateral?  Like one would do when buying a car?

Or what about some super binding contract like a P&S or Mortgage Note, but one where I wave the right to dispute anything.

I would have a lot of hesitation offering this to a private hard money lender.  But this is a large bank that operates under all of the large bank regulations.  Thanks in advance.