I admit that the allure of interest-only payment to drive insane profitability from cash flows is attractive; however, I don't see a standard process that the lender follows, but it may just be the affiliate/broker representing them who isn't very formal. 

I have been through numerous CRM reviews but many seem to be affiliate/promotions in disguise or at least lack objective comparative context. 

Or, if one can't read and comprehend it, pay $300 to an attorney and let them explain it to you.

While your broker/lender should have told you explicitly about the prepay, it's incumbent on the borrower to at least read enough to comprehend and if you don't understand what you're reading (very possible) ask questions. 

I have zero affiliation, just telling you my process.

Has anyone used an affiliate marketing strategy to refresh their property, create unique experiences and provide local products to their guests? 

I am now officially affiliated as an agent in both HI and MA.

Quote from @Carlos Ptriawan: None of these lo guys able to comprehend that back thenI am about to say even if the Fed raised the rate in 2015 , Lp equity would be wiped out as well.It is just Lp investors are too dumb to understand basic math and relationship between equity LTV and volatility changes in rate.Appreciate the brutal honest!

I don't care about someone's color, religion, sexual proclivities, their stance on green energy, political affiliation, etc.I want people that pay rent on time, take care of the property, and communicate when needed.

I've attended most at one time or another, typically when they have a speaker that interests me.DFW Investor GroupsPlease note I am not affiliated in any way with any of the groups other than that I have attended some of their meetings/presentations.