If so I would file a warranty claim for a new one.

There are tons of them operating and even a bunch of case law about them, but not prohibiting them that I am aware of.Actually, there's a report going around by roomscore, that claims that Atlanta and Denver are illegal.

They claim this is to insure proper training for installers, but I have my doubts.But, you can see an HVAC install would almost always require a 40% advance purchase by the installer.

Claimed it was there before the tenant moved in and never questioned it.

Will you file a claim against yourself?

Generational wealth is a lot of money, it is a lot of cash flow- for most people it is unrealistic.

My point was someone could easily claim discrimination.

I would be careful with claiming expenses on repairs for things that happened while it was your primary residence.

There are several ways to qualify for a new purchase, but the current income will depend on how much is claimed on tax returns for 'full income' documentation.

But in real , practical terms it's the bank who has claim to Deed of Trust and who truly owns that house.