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Updated 8 months ago on . Most recent reply

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Titus Smith
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Airbnb Income To Qualifiy For Primary Residence Mortgage

Titus Smith
Posted

Good morning!

I have a primary residence that is a 4-unit building. Part of this property is an Airbnb and has been for several months. I do very well with the Airbnb income and do not want to turn it into a long-term rental. I am looking to purchase another primary residence after my 1-year mark however, I was wondering if lenders will be able to use my Airbnb income to help qualify for my next purchase? I will have 1 year of income but have heard it has to be 2 years worth for lenders to consider it. Waiting another year is not something I want to do so any suggestions or advice please let me know! Thanks!

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