All Forum Posts by: Ryan H.

Hi @Account Closed, I'm looking at single-families for buy and hold.

Hi all, I'm a new investor living in Portland, Oregon, interested in buying a first rental in Tucson.  I'm looking for a little help building a team in the area, including a real estate agent, lender, insurance agent, and property manager.   Anyone have positive experiences with these in the area and willing to share their names?

Thanks, @Cara Lonsdale!  

@Kuba F., I was talking about sites that have listings.  I would of course run the numbers using my own calculators before closing any deals, but it's really nice to have the analysis done by the listing service just to get an initial feel.

I'd be especially interested in sites that are able to look at markets besides the most popular, as I'll likely stay away from the big metropolitan areas.

Hi.  I've recently been poking around on Roofstock and one thing I like about their site is that they have built-in calculators for investors with each listing.  I don't think I'll go forward with Roofstock because I'm not too interested in their available markets.  Anyone aware of other sites that have this feature? 

Hi @Ryan Kasky, welcome to BP.  How are things going for you in the Columbia area?  I'm in Oregon, but would consider investing there long-distance - though a little nervous about risk of natural disasters.

Hi all, thanks for the replies. The HELOC would be on the primary.

Hi all, I have a beginner question:

I am looking into opening a HELOC and thought that this was different than refinancing.

When I look at this credit union's site, I can't make sense of which they offer, or if they are the same thing.

https://join.unitusccu.com/home-mortgage-refinance

I don't want to refinance my current mortgage.  I'm looking for a separate line of credit.

Hello, would someone be willing to help me analyze whether I'm financially ready to purchase my first rental? I'm considering taking out both a HELOC and obtaining a loan for the rental property, but I worry that I'm getting in over my head. I have 70% of my primary residence paid for, and significant retirement assets, but very little income.

Please message me directly if you're willing.  Thanks in advance!

Hello, in Portland, Oregon, we have a tenant protection ordinance that has landlords assist with relocation expenses for no-cause evictions, but not if the owner has no other rental units.  Currently, I'm a tenant on a property that is about to be sold, and the new landlord may or may not want me to leave.  How do I determine/verify how many rental units the new owner has?  Is there a way to look this up online?

Best,

Ryan

Hi all, I'm considering purchasing my first property and am having trouble deciding (a) which type of property to buy (i.e. owner occupied, investment, or both by way of a duplex) and (b) what kind of split between down payment and loan amount.

Would someone be willing to speak with me privately to walk through some of the factors, especially my personal finances?

Best,

Ryan