All Forum Posts by: Raymond McGill

@Benjamin Dutil Or find a mortgage broker. Ask around, go to a rei meeting. I'm holding one next week if Portsmouth is convenient to you. 

https://www.biggerpockets.com/forums/521/topics/432250-nh-seacoast-real-estate-investors---april-19th

@Benjamin Dutil  You are playing with snakes (BOA). Talk to local banks and credit unions that you can trust.

Seacoast NH REI Club.

The April 19th Seacoast NH REIA meeting will be held in Portsmouth at Keller Williams Coastal Realty.

Topic: Deal Analysis - Examples given, but bring yours!

Networking and socialization - Come and meet your peers and future partners. There is success through quality partners. We encourage everyone to come out and meet the seacoasts best Investors, builders, accountants, bankers, private lenders, and other passionate people in Real Estate. All are welcome to the NH Seacoast including Portsmouth, Kittery, Dover, Rochester, Somersworth, Exeter, Stratham, etc.

KW Coastal is at 750 Lafayette Rd., Portsmouth, NH 03801

Meeting Format:

• Meet and Greet
• Topic - Deal Analysis
• Meet and Greet - What I can give, what I need (I have a property/skills, I need a roofer, etc)

https://www.eventbrite.com/e/nh-seacoast-real-estate-investors-april-19th-2017-tickets-33673499343

Welcome @Nick Fournier !

If you want to discuss investing or compare numbers, let's have lunch or a beer. There is also a REI meetup in Portsmouth next week on the 12th. I will post the info later today.

Meets tonight. 

https://www.biggerpockets.com/forums/521/topics/41...

@Jonathan Berenson

@Matt Cook

@Account Closed

@Jay Hinrichs

It boils down to this. Not everyone is ready to invest in real estate. {Gasp}

If you are debt ridden and have no money or job, then you're not ready despite all the 'no money down' investing hype. You have to get your financial life (thinking) together. Millionaire Mind. Go through Dave Ramesey. Get your act together *then* invest. FICO? Play the credit game after you get your act together. In the meantime build your RE skills and knowlege.

@Richard Allen  From a personal banking, I can vouch for this. 

+++++ credit unions and small banks.  

------ big banks. You know the names. The ones that get caught pulling underhanded stuff like jacking your rates, calling your loans, or just putting fees on your account. 

http://www.huffingtonpost.com/2012/04/13/hawaii-su...

https://topclassactions.com/lawsuit-settlements/la...

Don't deal with snakes, because you will eventually get bit. Business is about trust. 

Also, my Credit Union has been better and faster with computer security than big banks. I know a little about computer security so, you need to find a small bank/CU. 

Is there something about big banks that is better than small banks? I haven't done big deals, so I am only speaking of personal finance and small deals. 

So, go fix your error if possible. Trust the @Ann Bellamy, et al. First upgrade your stinkin' thinkin. It wasn't a underhanded surprise, it was a newbie that go upset when they saw something they should have known was coming. Poof! You no longer a newbie in this subject. Go make the deal. 

Congratulations, Benjamin! If you are near Portsmouth, we are having a Real Estate Investment club meeting next Wed night. Its in the events section. Look forward to meeting you.

Wide variety of people. New investors. Experienced investors. Condo investors. Dover college rental investors. Hard money lenders. Construction trade. 

Its a free REI meeting, run by me as an investor.

Meetings with more than a weeks notice > 40 people

Meetings with less than a weeks notice ~ 15 people

Meetings with a days notice ~ 10 people.

All are welcome. The agenda is on the invite. The focus is helping investors.