All Forum Posts by: P. Martin

There is also a huge lack of understanding on how marginal tax rates actually work. I've given up trying to explain it to people who just absolutely refuse to learn. Not saying this is the case here, but I've lost track of how many times I've heard people say things like "You're better off working less!" because they actually think if they earn $1 more their entire income is going to be taxed at 50%.

Could the annuity be rolled into a qualified retirement plan?

Donate more to charity this year?

Health Savings Account?

I'm not sure I understand the mindset of purposefully trying to lower income in order to pay less taxes. Are you really going to end up with more money by making less? Also, wouldn't this fall under the category of tax evasion(as opposed to avoidance)?

Would the balloon be legal under Dodd Frank? Yes, because it's not OO?

It doesn't take much in the way of vacancy to wipe out the ~$1200 a year difference. If they are taking good care of the place and are good tenants I would think that is a greater value?

It is orders of magnitude easier to spend less than it is to earn more. 

If you need to extend do not wait till last minute. I've seen more than one miss the deadline.

Do you negotiate on the price for the plumber or your mechanic?

Just a tip, east Dallas refers to a neighborhood of Dallas. Terrell is definitely its own area...

I used statece.com, which if you are not dependent on the material for actually trying to learn anything then it works fine for satisfying the bureaucracy. Not sure if they are in FL. 

I just found the cheapest and fastest possible way I could that would satisfy the state requirements. I "passed" all the "courses" in a day.

I lived in East Dallas for about 8 years. Not sure what help that would be but feel free to ask away.