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All Forum Posts by: Morgan Gutierrez

Morgan Gutierrez has started 22 posts and replied 125 times.

General Landlording & Rental Properties

Post: Should I rent $2M 7,500 sq ft house?

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39
Quote from @Shiloh Lundahl:

@Vitaliy P. Do a declining lease option. I made a video specifically on how to do this because of this very thing. You have a great interest rate. Don’t throw that away. There are a lot of people who would love to have the house and the interest rate that you have. You could get a second on the house, and increase the loan to maybe 1 million. Then you could do a declining lease option where someone gives you a large option fee, such as 10% to 20% or 200k to 400k. Then they pay you monthly rent that would equal around a 5 1/2% interest rate on a 1.6 - 1.8 million dollar loan which is much better than they could get right now. 

Each year you lower the option strike price. But you state that no payments go towards equity build up or the pay down of the house. The strike price just lowers a specific amount each year. Then you keep the underlying loans you have in place and you arbitrage between what they pay you and what you pay the bank until they exercise the option according to the agreement. It is similar to a wrap mortgage but the tenant buyer doesn’t have a mortgage, they just have an option to buy the house with you. Check with an attorney in your state to make sure that you can do this there and that the paperwork is done correctly.

Do this method will creat 3 payment sources for you. First, the upfront option fee, second the difference between their rent payments and your mortgage payments, and third, the windfall of money when they exercise the option. You will likely get a much higher return doing this than selling it outright. 


 When you do this, you are still the landlord and responsible for all repairs and damages right?

0 Votes
Atlanta, Georgia
New Member Introductions

Post: Love to Connect!!

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39
Quote from @Yakini Hawkins:

@Morgan Gutierrez - Great to meet you.  Are you focused on wholesaling?


 Yes that is mainly what we do in that area. 

0 Votes
Cleveland, Ohio
Starting Out

Post: 1st SFH rental

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

Stessa is free and can help you with banking and accounting. 

0 Votes
Starting Out

Post: Where to begin

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

That is amazing that you are getting started so young!!!!! Congrats on starting your journey!

Happy to chat with you about Wholesaling if it is something you are interested in. 

0 Votes
Starting Out

Post: Ready to purchase first invest property but struggling...

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

Congrats on getting started and getting your feet wet while learning from the realtor side as well! Abilene is Beautiful and a great city!

0 Votes
Starting Out

Post: Just starting - would love to connect & learn!

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

Bp is a great community! Welcome! 

You have already got some great insight on here! Texas REIAs podcast has some insightful information about the Texas Market you may want to add it to your listen list.

Happy to connect and chat more with you about finding deals or any questions I can answer for you!

‪(832) 953-4823‬

0 Votes
Starting Out

Post: Ohio Investment Areas - New to the area Investor

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

Welcome friend! 

1 Vote
Starting Out

Post: Sharing my BRRRR checklist

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

Thank you for sharing this! 

1 Vote
Starting Out

Post: Can Real Estate Be A Side Hustle?

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

You can have people whose full time job is finding and sourcing deals bring them to you so you can focus on your family and and career while building your portfolio!

Once you know the buying criteria and markets you are looking for start connecting with realtors and wholesalers in those markets to bring the deals to you. 

Most things that take your time in real estate can be outsourced depending on your management style.

1 Vote
Los Angeles County, California
Starting Out

Post: Houston/Southeast Texas area!

Morgan Gutierrez
Pro Member
Posted
  • Wholesaler
  • Texas, USA
  • Posts 135
  • Votes 39

I am in Houston area and would be happy to meet up and connect! 

Congrats! That is very exciting!

You could BRRRR a short term rental. Will you need conventional financing? That may limit the amount/type of repairs the property could need.

College Station would provide you several different investing strategies depending on the property you purchased. 

Austin seems to be a bit harder of a market to enter right now. 

New Branfuels/San Marcos area could provide you with several strategies as well depending on the type of property. 

You may want to consider how the properties would rent as long term rentals too and not soley base your decision on STR.

Hope this was helpful!

Morgan

‪(832) 953-4823‬

0 Votes
Houston, Texas