Yes @Andrew Tabalujan I have been pleased with the screenings provided by Cozy. The first one came in a couple of days after the application containing both he credit report and background check. The next few have come with the credit report and the background has been pending for a few days. I contacted Cozy and was pleased to receive a prompt reply explaining they looked into the specific reports I was awaiting and shared this. "To note, most background checks are completed within a few hours, some can take a few business days to process.
A background check may take a few business days to process if a potential match comes up in a national records search. That’s because there's often manual work involved in locating the record, confirming whether it's a match, and then processing the data. Since that lookup is generally done by local records staff, we don't have control over how long that takes, but we do let you know as soon as each report is available."
It was good to hear back from them and when I did receive the awaited reports, one was a laundry list of lawlessness so it was well worth the wait.