When it comes to your home, the right insurance policy can make all the difference. Here’s a quick guide to help you choose between Basic and Comprehensive Coverage and understand your options for Cash Value vs. Rep...

I am renting a detached garage to someone that is not a tenant at the property- they are storing their classic car there and plan to keep it here for about a year while e builds a new garage at his house, will not be ...

I own a commercial property in California, part of the commercial property is leased to a restaurant. On Friday of last week, there was some winds in the area and a tree branch with some pinecones fell on the car and ...

I own a medium term (30+day) rental in Pennsylvania. A few months ago, I switched my insurance to Proper, as it seemed to offer the best coverage. After signing up, they then reached out about requiring an electrical ...

Hello, I'm looking to invest in STR in the Norfolk, Hampton Roads, VA Beach area: Either SF or MF homes close enough to the beach to attract beachgoers from near or far. I've been analyzing properties from a high leve...

I recently purchased a second investment property in SW FL that is listed as a rental with a professional property management firm.  I am researching insurance options and looking for suggestions / referrals.  

Hi BiggerPockets Landlords,I live in California and the property is in California. A tree fell down and hits right on tenant's car. (Or tenant claims that the tree fell on his car, with no exact proof backing up all t...

Hello, I have a 2 unit property and would like to use one of the units for short term rentals. I understand that I may have to use a commercial coverage or landlord/dwelling coverage insurance plan. But commercial cov...

Good Evening,Two of my STR policies are up for renewal with Proper. Coverage through them is about 2.5 - 3x more expensive that what I am being quoted by USAA. I understand that this is apples and oranges, but please ...

Big storm came through here the other night. A tree fell and landed on hood of tenant's car and knocked out the windshield. Some other dings on 2 other cars also. Tree was not a dead tree, it was a healthy tree that g...