Hey BP community! My employer just relocated my family and I to Charlotte Metro NC. We are Canadians (eh!) and have lived there our whole lives so obviously do not have any credit history in the great US of A! I have ...

Do you rent to tenants with no credit history?   If you do accept tenants with no credit history what other filters (tenant screening) do you use besides the basics, e.g., employment history, past/present landlord and...

Hey everyone,I'm currently searching for my first rental property which I plan to fund using full out of pocket cash.Looking forward at future deals, I know that if I would want to apply for any loan, the minimum requ...

We paid off our home in August of 2020 and this year we decided to get pre-approved in order to look for an investment property. The loan consultant told us he wasn't able to pull credit history for my husband because...

I'm 20 years old and playing a sport in college, I currently do not have any credit history. Would I be able to get a hard money loan if I used a guarantor with a high credit score? Of course my deal would have to be ...

Hello Everyone:
The Problem:
Please clarify the following in addition to providing an in-depth explanation and examples: Does requesting a pre-approval (PA) from a bank or a mortgage broker or a web site result in a...

Hello, I'm new here but I guess the title says it all. I am 19 years old and I have about $30,000 to invest in real estate. I have no credit history and I'm wondering where to begin. Real estate in my area is fairly r...

Hello, I am about to sign lease and want to be sure that Tenant is aware that I am going to report his monthly rental payment to his credit agency but I am not sure how should I proceed and what steps I need to take t...

I have an applicant who is 19 year old and he is moving with two others who are in mid 20s.  The mid 20 year old applicant has decent credit score with all clear background (cozy screening).  The 19 year old says that...

Hey everyone.  I have some missed credit card payments on my credit history.  I’m in the process of rebuilding my credit from the mid 5’s  up to a better score.  My goal is to buy my first property by then end of the ...