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Updated about 2 years ago on . Most recent reply

User Stats

18
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4
Votes
River Ayton
4
Votes |
18
Posts

Loan for Canadian without US credit history

River Ayton
Posted

Hey BP community! My employer just relocated my family and I to Charlotte Metro NC. We are Canadians (eh!) and have lived there our whole lives so obviously do not have any credit history in the great US of A! I have spoken with 7 lenders so far and not one is willing to work with me to purchase a home because of the lack of US credit. We are currently on a lease that is up in March and I would like to purchase a residence by then. I am working on building credit however have been told I will not have enough by end of March. Anyone have any advice? Are there any lenders that will work with a foreign national? I am making 90k/year, have a perfect credit score in Canada and a rental property there. I'm specifically looking for small multifamily and/or a fixer upper here in the Charlotte Metro!


Appreciate y'all! (I really like this new word "y'all", its very convenient)

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