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Updated about 7 years ago on . Most recent reply

User Stats

30
Posts
54
Votes
Sachin H.
  • Maricopa, AZ
54
Votes |
30
Posts

Applicant 19 year old and no credit history

Sachin H.
  • Maricopa, AZ
Posted

I have an applicant who is 19 year old and he is moving with two others who are in mid 20s.  The mid 20 year old applicant has decent credit score with all clear background (cozy screening).  The 19 year old says that his account is locked out and the system says he has no credit history to go to next step as he has no credit card. ( He is been living with parents and friends so far) 

The property manager called his employer and he is clear there and I did a a state public criminal record search and nothing found.  The property manager says that he is on the hook/lease application with other two and we should be good to go.  Am I being over paranoid here?

Thanks

Most Popular Reply

User Stats

353
Posts
223
Votes
James W.
  • Minneapolis, MN
223
Votes |
353
Posts
James W.
  • Minneapolis, MN
Replied

Not sure what your property is like, but I would prefer to rent to a family before a group of young friends looking to move in unless you are renting student housing where that is the expectation.  If you haven't had much luck with other applicants, it is worth a shot.

A 19 years old has not had much time to establish credit so I wouldn't be surprised that you have an applicant with no credit. 

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