Kevin Barnett
HELOC denied for improper use of funds
I had applied for a HELOC with WF. My intent was to keep this money available for rehabbing projects (paying hard money lenders points, reserve funds for overages, etc.) Everything was going great and I was approved f...
Michael Hartman
Conventional loans after Chapter 7 bankruptcy
I filed chapter 7 bankruptcy and this October 2022 will be 2 years after the case was closed. I have a credit score over 700 and have improved on it since I filed. I have researched and seen that for a conventional ...
Joseph S.
Business Line of Credit
Hello,My wife and I successfully purchased our first duplex! We have now created an LLC and are going to open a bank account. I have read that a creative way to purchase properties is through a business line of credit...
Marcel B.
FICO Score: Best way to increase it.
Hello,I plan on buying my first multifamily this summer with an FHA loan. My lender said that I need a min. 650 FICO score and that they "take the middle score". My scores are as follows:Experian FICO Score 2: 586Expe...
Digna Del Orbe
Sacramento Peeps -- Hello!
Hello everyone, my name is Digna and I'm new to the game of Real Estate. I live in the Sacramento area. My game right now is to pay down a large personal debt (which requires a lot of patience), meanwhile improve my ...
Everett Triplette
when to apply?
I'm currently at 705 and 715 on experian and tans union. My question is should I apply for a loan now or wait until my credit improves more? Each week it raises 5- 10 points on average. I expect it to keep growing ...
Christopher Dunson
Need to add co-signer to LLC as a member to make him eligible
A year ago, I purchased two Four plex with the plan of improving and refinancing within a year time period. More or less the BRRRR strategy. Of course there have been all of the unexpected learning experiences from th...
Hyeonji Oh
What's the benefits of 2/1 buydown in our situation..?
I’m trying to buy a house in Phoenix using a second home loan, putting 10% down.I'm trying to understand why anyone would choose the 2/1 buydown if you end up paying the same amount of money, whether you select the 2/...
Allan Lehman
Credit Monitoring Services
Has anyone had experiences good or bad with different monitoring services?
I was using truecredit.com and have been working on improving my credit. It was at 420 and after 6 mon. it went to 588 and then would not mov...
Shannon Beahler
Bad credit how to start
Hello I'm in denver would like to know if it's possible to start buy real estate for my first home /cash flow asset what are my first steps my score is getting fixed as speak but would like to know more about Loans an...