Credit Monitoring Services

[Allan Lehman]

Has anyone had experiences good or bad with different monitoring services?

I was using truecredit.com and have been working on improving my credit. It was at 420 and after 6 mon. it went to 588 and then would not move regardless what I did.

Just today I signed up with IdentityGuard for the same price but you get ID protection along with all three credit reports. Now they show 670 on their score.

I know they use different scoring methods and according to my research IdentityGuard is more closely aligned with FICO than TrueCredit.

Your thoughts??

I am working on improving my credit to get into the rental aspect of investing and some flips.