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Updated about 2 years ago,

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2
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0
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Michael Hartman
  • Investor
  • Mesa, AZ
0
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2
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Conventional loans after Chapter 7 bankruptcy

Michael Hartman
  • Investor
  • Mesa, AZ
Posted

I filed chapter 7 bankruptcy and this October 2022 will be 2 years after the case was closed.  I have a credit score over 700 and have improved on it since I filed.  I have researched and seen that for a conventional loan the waiting period is 4 years.  Is that a fixed requirement or is it possible to get a conventional loan sooner if you show improvements in credit score and financial habits?

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