It shouldn't be a question of this versus that, both an LLC and an Umbrella Policy are good to CYA. 

If an investor has the time, knowledge, capital and experience to be an active property investor then there are a number of strategies , that, depending on the economic market can be used to accelerate wealth building.  

Everyone focuses on the big cities, but I'm not a fan of that strategy.

I’d love to hear your thoughts on whether this approach makes sense or if there are other strategies you’d recommend to optimize profitability.Thanks in advance for your advice! 

What strategies are BP investors focusing on in 2025?

As raising rents often comes with an increased vacancy exposure risk with renewals, it may not always be the best strategy.

If you approach the conversation by first finding out their goals, then you can back into a strategy that will work for the both of you.

Which strategy below would you do in the Austin market? 

Are there any strategies to sell subject to,s to end buyers?

You are still exiting with a refinance and thus the terms wouldn't change on the exit whether you are buying in cash and then refinancing versus doing a construction loan and then refinancing.