If there was no crack before the tenant moved in, then you can make the case the tenant caused the damage.

Does anyone have experience rehabbing fire-damaged properties?

However, the damage as described is greater than normal wear and tear and so, deducting from the security deposit for repairs is reasonable.

Quote from @Alex Tang: One of my rentals was heavily damaged by a fire after Thanksgiving. 

Quote from @Alex Tang: Hello,One of my rentals was heavily damaged in a fire. 

I would also have a general contractor take a look at the damage and get an estimate from them.

I have a multi-family in Ridgefield, CT.  I refused to renew the lease for one tenant which they've been there for 4 years.  They left yesterday, and the place is in shambles.  It wasn't in this condition when I check...

.❌ Cons & ConsiderationsInspections Required – The property must pass HUD inspections before move-in and annually.Tenant Quality Varies – Like with any rental, screening is crucial (more on that below).Potential for Property Damage – Section 8 does NOT cover tenant-caused damages (but here’s how to protect yourself).🔹 What Happens if a Tenant Damages the Property?

Communicate with your tenant your expectations (consistent with your lease), inspect, subtract damage beyond normal wear and tear from the security deposit, issue any remaining balance.move out checklist

All I did was send proof of the damage and repair bill.