I have 2 rentals in SW FL- both have open insurance claims and a public adjuster is involved.My insurance policies renew April/May.

I appreciate it.Once you even talk to your insurance agent about filing a claim, it gets entered into their claim adjustor's database for the whole insurance world to see, even if you decide not to file the claim.

Buying property w/o title insurance can be very risky and while the statistical risk of having a title claim is relatively low its higher for tax deed property. 

Farmers Insurance thinks it would be smart to have all of my policies through Farmers Insurance (my 6 of my Rental Insurance Policies, Home Insurance, Auto, and Umbrella).

He claimed that the reason it was so high is because the insurance industry doesn't have "mid-term" insurance, so they use short term insurance policies.

So I work with a lot of insurance claims.

I have never had to file a claim though so I can't speak to that experience. 

insurance.

From what I have read, insurance prices in CA should be much higher than they are now, and insurers are not allowed to raise prices without approval from the State.In one story, a guy wanted to buy insurance and was willing to pay for it but nobody would insure his Pacific Palisades home. 

Insurance is crucial, and you should always ensure your property is properly insured, whether it’s held in an LLC or your personal name.