Insurance Quote Questions

[Mike Sather]

I am seeking to insure a property that I rent to mid term tenants, and I have, on occasion filled it with short term guests. I reached out to a local insurance broker, who came back with a quote that seemed very high to me ($3,800 yr), from a company called Foremost. He claimed that the reason it was so high is because the insurance industry doesn't have "mid-term" insurance, so they use short term insurance policies. Has anyone else found this to be true? Also, I have not been able to find a single good review for Foremost Insurance Group. Does anyone out there have any experience with them?