To claim for not to claim??

[Chris Wagner]

Hello everyone,

I have a property that had sewer damage that costs me $3300.  I have a $1000 deductible for sewer.  The property is in Bristol TN close to where Hurricane Helene hit.  Luckily, it didn't damage my property.

The way it's going with insurance companies, should I eat the $2300 or put in a claim?  I live in California and they are looking for any way they can drop your insurance.  I wanted to get your take for the Bristol TN area.

Thanks in advance

Chris

[Ryan Fox]

@Chris Wagner- That's just too low an amount to make the claim worth it.  Your insurance premiums will rise and eat up any insurance payout you get, unfortunately.