It may be difficult to find a lender for properties valued under $50,000.  

I like going to Reia meetings and asking for private lender money from their irasTerms 10 percent, paid in 4 months, for my fix and flips

Hello,  Ryan Mertz from Michigan. I have given investors commercial roofing advice on BP for years. I'm looking at a few properties in the 48125 and 48180 areas of Michigan. I need funds for a flip or a quick cash out...

With the private lender, we only had to put 10% of the purchase price down on each property, but were actually still given a very good interest rate.  

Hello Cesar,In the unconventional lending world there are lenders who will lend up to 75% of fair market value with no value seasoning.

That is the financial contingency from 22.The financial contingency spells out what lender you use and how much downpayment.

Does anyone have any suggestions for this situation, or any lenders they can recommend that would look at this from a holistic approach?  

check with lenders foreclosure 5 years ago should not be an issue  Not certain but I assume you could get around that.

My offer on a REO was rejected as too low - the issue with the townhouse is listed at (1)"system did not hold pressure due to damages, unable to find source of allleaks, water heater damaged at side where TPR valve damaged" and (2) "Water Supply and Sewage system was inspected for presence of obvious visible defects.

I have everyone else lined up as far as a lender, title company, attorney, contractors and a huge amount of leads.