refinance

[Cesar Ramirez]

This is defenetly a new-be question. but here it goes so lets say i buy a property for 100,000  on a conventional loan 20 percent (20,000)  is there a way to refinance and get those 20,000 back and just have a loan of 100,000. and if so how long after can it be done is it something that can b done a few months after if at all