right now I drive an old car. 1999, It was my first beater .Right now I'm saving to get enough money to put into my business / save enough to get a hard money lender and do a deal....Even though people say they don't judge , I'm curious how much of an effect a car has on a listing appointment . 

Keep up the work, stay persistent, and try different methods to find the most effective.

If this is just a small, passive income stream, I don't see why it would effect you receiving benefits.

i dont want to annoy them but i want to work with people who are more timeline oriented and like fast turnover rates. we get in do the job great and dont waste time. 

Additionally, while a precipitous fall in oil prices has had a negative impact on “oil patch” locations, it has effectively increased the spending power of the American consumer.While there are still concerns regarding the overall health of the economy, the current real estate lending environment remains active and strong as a whole.

So all the sudden they need to sell fast, guess who is going to get the phone call.Second point: scrub your list - make sure you don't waste money on mailing people who will not sell.

I feel that I have a good grasp on how they work ( the Financing structure, the funding of the Repairs into the Loan, Interest Rate, Points, Seasoning Period, Down Payment, etc. )What I'm still unsure of , is what is meant by a 5 or 7 year ARM ( as the Initial Loan that you get when you use a Portfolio Loan from the Get Go , But then after that time is up ( the 5 or 7 years ... depending on which ARM you went with ) , how then does the Financing , and More Importantly my own Personal PITI on the Property get effected, by me then having a 15, 20 or 30 year Conventional ?

We now try to focus on complexes 50 units or larger.I think this focus has allowed us not to waste time looking at other deals and has allowed our network to know what we want.  

Waste of time...

Or do you guys think it just a waste of money?