I prefer to expect to renovate the entire house, with a wise selection of improvements, finishes, and staging, and make a projection based on that.

I'm a little bit confused about the process of going through the MassSave program in a multifamily rental property in which none of the utilities are actually in my name - I was told that setting it up with the electric account number for one of the tenants is the simplest solution, but I'd prefer not to have to go through them to get it all done.

I'm looking for wholesalers in long island Ny( preferably Suffolk county).

I used to wear a pixie cut, so I went many years without men bothering me at all, but I would prefer not to return to that. 

Same with retail centers I generally like 2 million and above and preferably 3 million price point starting.There is a difference between a retail center with 3 tenants newly built 1.5 million all NNN plus cam from an older 15 year old building with 10 mom and pop tenants with all different leases and types gross, NN,NNN,etc. and the buyer is looking for help every step of the way.

Preferably one who is familiar with the 203k loan and the how the process works.

Just being a financed buyer, even though my income, DTI, FICO and asset situation is strong, I feel like I'll have a hard time competing.

Well from what you said ..You don’t have an asset you have a liability .

Therefore I would only want those who would be an asset to my name, and generally the cost is higher than those who produce lesser quality (from the available options that I have found). 

Retail is typically minimum 25% down and usually more like 30 to 35%Underwriters define risk and numbers differently by commercial asset type ( hotel, retail, office, industrial,etc.)