You can think of this as comparable with the overall returns of the stock market, whereas the cash-on-cash is more comparable with dividend or bond yields.3) This includes the cash flow you've received throughout your entire 30 year hold period.4) I believe this is as a result of what I mentioned in #3 - including cash flow for each year of the hold period.Hopefully this helps!

However for reasons that I could turn into a lengthy rant I am very risk averse to the stock market. 

They talked about all forms of investing but mainly focus on the stock, bond, and commodities markets.

Avoid flower words and lengthy justifications.Let her know in advance (60 - 90 days) that you won't be renewing her lease.

I feel that I have given both parties much sympathy throughout so that the deal can flourish and finalize and at this time do see where each is coming from as I would want a form of security if I were the seller and I would also understand not wanting to 1st deviate from the contract (as the buyer) and second not wanting to place EMD for a property that I would want a walk through on after a lengthy and albeit slightly confrontational eviction with the tenant.This is where my issue lies.At some point one or both parties has to bend!

My application is lengthy, but I want to be thorough. 

Some people just want the semi-guaranteed return and no upside...more like bond investing, but hopefully with better returns.Closing cost estimates should be be in your PPM I would expect. 

You need insurance, too, of course, and you need to require your contractor to have insurance and be bonded.

Many times I can slip this work by the city and all is good but so many times it has come back to bite me and certain cities are not happy lol.Where is the best place to go to get bonded and insured so I can pull a permit now and then?

With the lengthy process now in place in our state since HSTPA 2019, and the anticipated gargantuan backlog of cases, you are looking at sometime in the fall before your case will even be heard.