Best way to get bonded and insured cheap.

[Adam Craig]

Background - I have 20+ rentals and we rehab about 14 houses a year. Some flips some turn into rentals.

I have several crews working on multiple projects at all times. The big companies I used for things like windows/roofs always pull permits. But sometimes I run into issues when we need something simple done like installing a fence or fixing a sidewalk block and the city requires a permit. Many times I can slip this work by the city and all is good but so many times it has come back to bite me and certain cities are not happy lol.

Where is the best place to go to get bonded and insured so I can pull a permit now and then? And what trade would I say I am in - I dont actually do any of the work but it would be nice if my guys are building a fence and I can go pull the permit myself.