So having an alternative option is always best.

I am very interested in capital growth and equity building, but not too concerned about immediate positive cash flow.

Don't give either an option.

The other options include: -moving into the property for a year to qualify for loan products such as FHA or conventional.

We closed on the sale of the property Thursday at a sale price of $1.7 million with $412,000 down and a 2 year balloon note (with options to extend) for $1,288,000 at 9.999% interest with interest only monthly payments.  

I like to do Options with smaller dollars to get high yields with low risk.Example.

My point is that it wouldn't hurt for you to start talking to one and see if they have any options for you.

I see there is also an option for business deposit accounts.

I'm open to properties without septic as compost toilets are an option.  

The monthly payment on our new house would be much lower than if we chose option 2.