Ideas or tips? 19 Y/O First Time Homebuyer

[Account Closed]

Hi! I have a pretty good idea on my plan of action getting into real estate but ignorance is bliss and I wanted to ask to see if I'm missing anything. I've almost hit 2 years job experience for a conventional loan, I have qualifying credit, I've made good contacts with realtors and lenders from my Admin Assistant job in the loan world, and I've saved up enough cash for 3.5% down for SoCal SFR pricing (not enough for closing cost or commissions yet). I don't make much money from a tax return stand point but I don't think it'd affect my DTI since I'd be using potential income and I don't have debt. Is there anything I should keep in mind about getting prequalified or making offers in my situation or anything in general? I don't need cash flow right now, I'd be more than happy just living for free and getting equity in this market. I have a realtor in mind I'd like to use but I don't want to waste their time if I'm in over my head and rushing into real estate investing (I'm very excited to get started). On paper I think my situation looks good but I wanted to see what this community thought. Thank you for your time!

[Ben Rhodin]

Hey @Account Closed! Already some great info in here, and take it to heart. The best advice is don't wait, make the connections, and put the pieces together now... that way you will be ready when the time comes. A loan officer will be able to run your situation as if you had hit those two years even before then unless your income drastically changes in the next couple of months. They can also help you prepare to get into the best situation possible if there are weak points in your profile. They should also have info on all the loan programs and down payment assistance programs for you. Don't try and do all the heavy lifting yourself. Lean on the experts and your team to develop a viable strategy that works for you, and then execute it.