Freddie & Fannie small balance loans range from 5-30 year loan term.

Please include:When and how is rent to be paidWhen and how are utilities going to be paid (if any)When and how is the cleaning going to be (if shared or provided)What are the costs associated with damages / breaking stuff / calling a technicianWhat are the costs of breaking the lease, finding a replacement if you are doing short term leases on the roomsIf they lost their keys or check bounces what is the charge for it, how the cleaning of the common areas is going to work, and enforcing quiet hours.

Looking to buy a SFH in one of these counties, with the intent to convert a basement into an ADU and rent it out (short or long term) - and live in the main unit as owner-occupied.

The City of LA is short housing and having roommates is common.

If the note is a 20 year term and the underlying  note the same, you’ve got $100k invested with an annual return of about 22%.  

One bed+bath upstairs, two beds + one bath in a finished basement.Fast forward 5 years (after the long term tenant of 4 years left) and I get a report that the basement has been ruined from water intrusion, requiring the entire basement to be gutted and re-finished.

We are in the STR Zone, and the goal (if possible) is to get the project complete before 2026 Fifa world cup. do STR for 2026 and start long term renters after.

My primary goal is long term appreciation and I'll accept a property that breaks even on cash flow.

The buyer holds "equitable" title, while the seller holds legal title.

If you know it's a long-term rental, you want it to be rent-ready and more durable, less extravagant, especially in a town of 4,000.