Bare with though, I hope to read a book or two all about these sort of things,  but for the time being, I think I should focus on making money, not saving non existent money, lol.

If you are looking at this from an investment perspective, that may make your returns non-existent.

True, although some of these non-related posts have been pretty fascinating.

Staged homes spend half the time on the market compared to non-staged homes and they regularly sell for about 6% above the listed price. 

Even in non-super lien states, 90% of the time, the HOA will still try to get me to pay HOA dues owed by the previous owner.

So now you've figured out that you need to know how to swim...

This case has been around for a while and discussed in this thread, shortly after the SEC charged them civilly: $1.2 billion real estate investing ponzi schemeInept indeed.I still wonder why anyone would try to defraud someone using an investment that’s a matter of public record.

I would not personally ever invest in a property that did not have all separate utilities in light of the potential misuse/abuse  and non payment issues that will definatly arise.

In non humid areas like Montana the Swamp coolers work fairly well.

Most coop (and that particularly true for non Manhattan coops) are practically companies ran by unpaid volunteer amateurs...a coop is a company which own a building and then lease it's unit back to shareholders...in many case you'll have a school teacher board president with an art director as a treasurer...great people with very little experience in running a company...5.