There are what are referred to as self-directed IRA (and 401k) plans that allow the plan to diversify beyond conventional stocks and into real estate and other non-traditional assets.When an IRA invests in real estate, it is all about choosing the best path to grow the IRA. 

@Nick Smith, non-owner-occupied tend to be a little higher, but not always.

Some banks are restricting the ability of non-account holders to deposit cash into someone else's account citing the Bank Secrecy Act and an effort to fight money laundering. 

Do you risk rodent/insect infiltration in exchange for on time rent payment or do you non renew at the end of lease to find better tenants.

Call a dozen local credit unions because CUs are non-profits and generally have the best rates (from my experience). 

@Matt PopilekAny standard, NON AirBnb small multifamily that you're getting $200+ per door?  

It involves public notification in the newspaper and such. 

With any of this, I'd talk to some local area investors and get a good agent behind you that can help with these things and advise you of the pros and cons of each.In some areas, I've heard of writing letters to the sellers, or even giving a acceptance type gift (like for real, other agents have told me in big markets that they will give the seller a non-refundable $25k upfront to accept (even if there's like an inspection issue or something!

Kitchen has had an active leak- source unknown- that has damaged most of the cabinets, master shower and tub are non-functional, AC unit needs to be replaced, garage door needs to be replaced.

ESPECIALLY if they are publicly traded large banks.