:Nobody is going to give you a 90% cashout on an investment property.I can confirm that, there has to be skin in the game and at that LTV you would have almost none and the lender would be left holding the bag.

Compared to your story it wasn't that bad - more irritating than anything.

Mark is correct.Usually they like at least 15% skin in the game when purchasing but like anything else, funding sources give you beter terms if you have a lower LTV.

Make sure you have tough skin and serious about your business.

Thank YouThe seller's commitment to the deal should match your own.If you've committed in the purchase agreement or addendums to a 90 or 120 day period, do your inspection after seller acceptance (and release the associated contingency) vs. in three months after bank acceptance, and offer a reasonable EMD , the listing should be changed from "active" or whatever similar terminology is used in you local MLS.If you don't have skin in the game because you can exit the deal at any time, didn't put a significant EMD at risk, or have an inspection contingency that hangs out there until after the bank accepts, then the seller is facing a large risk that you'll just walk if you find a better deal, even after several months of them not marketing their home.

Skin like a Rhino and are walking talking real estate stats, know must contracts upside down and are a textbook when it comes to inspections, permits, building codes, farming, etc!

I think it is a great idea to have some skin in the game but if you leverage might open you up to do a better deal.  

They are also running a makeshift repair shop out of their garage and making lots of noise irritating my tenant.

Scott,If you are dealing with a bank they would feel comfort if you had skin in the game.Joe GoreDallas, Texas

@Brian Crimmins I've done both VA loans and MFR purchases with clients.VA loans:  100% financing makes it easy to buy, but gives you zero skin in the game aside of a minimal ($500) EMD.